Retail Payments. International merchant accounts, on the other hand, take 7-14 days to be processed for approval. And the best part – unlike ANY other merchant account provider we know of – we ACTUALLY have a 99% approval. Further projections have the U. An appropriate label of contents is a must. A vacation club merchant account provides vacation clubs the abilities to accept payments on memberships from their customers. A merchant account is necessary for these types of methods. In addition, Vector Payments can provide additional guidance to help companies to meet their requirements. But unusually high numbers of merchants are being declined for merchant accounts in their quest to accept credit card orders. Nutraceutical Merchant Account. Many herbal products are also referred to as nutraceuticals. Credit Score: Payment processors may ask for your credit score and credit history, particularly if you are applying for a high risk merchant account for the first time. Common Types of Nutraceuticals. Credit Repair. PayDiverse is a nutraceutical payment processor that provides nutra merchants with premium high-risk nutraceutical merchant services, credit card processing & merchant approval. A Spotlight on the Nutraceutical Merchant Account Holders: Streamlining the Market Not all Supplements bought online are legit. Nutraceuticals Payment processing for Nutraceuticals Nutraceutical merchants online credit card processing solutions from a reliable nutraceutical merchant account. This is a company that will provide you with the ability to accept credit card payments. Host Merchant Services: Best for large high-risk businesses. A merchant account is a specific type of bank account that allows merchants to accept payments. Nootropics Gain Popularity But Lose Payment Processing Credibility. Merchant Login. We approve 95% of applicants! With a Signature Payments nutraceuticals merchant account, your clients will be able to securely pay using any major credit or debit card — including those issued by Visa®, American Express®, Discover® and Mastercard®. If you are in the nutraceuticals business, look for a merchant service provider that specializes in high-risk industries like SecureGlobalPay and can provide you with. Processing banks put limitations on accounts, to limit the banks risk exposure to chargeback losses. Why You Need Nutraceutical Credit Card Processing. International businesses selling their services and products within the US. We have found only 2 negative reviews about PaymentCloud, so the company is probably not a scam or ripoff. Nutraceutical companies rely on eCommerce and Mail Order/Telephone Order (MOTO) sales to scale their businesses. Having access to a global market is something high risk merchant processors can provide to business owners, new or established. Industries like travel, credit repair, ecommerce, nutraceutical, collection agency, tech support,. A merchant account is a specific type of bank account that allows merchants to accept payments. When choosing a high-risk payment processor, be sure to ask as many questions as necessary. During the application process, you’ll provide business details and financial. Diversify your nutraceutical merchant accounts to mitigate risk. 1. The Advantages of a High Risk Merchant Account for Nutraceutic. Nutraceutical merchants often have trouble finding online credit card processing and a reliable nutraceutical merchant account, which seems ludicrous considering that nutraceutical industry, or “nutra” industry as a whole brings in a yearly revenue totaling $181. The list includes. Payment processing includes both debit and credit card processing, as well as high risk ach processing . 51 billion this year, it is expected to grow up to $722. Apply Now. Nutraceutical companies offer a lot to their consumer base, which includes anyone looking to improve their health or beauty—so, everyone. And wait. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. We can provide your business the ability to accept credit cards with one of our merchant account providers. If you have been Previously rejected or discarded by another processor, we can help you get back on track. As a result, many merchants turn to offshore non-US processing solutions in order to remain in business. These specialized accounts can provide. The merchant account provider will usually require a high-risk account to process these payments. Nutra merchant accounts are in high demand and finding the right high-risk eCommerce merchant account nutraceutical provider is of utmost importance. An EMerchant Authority nutraceutical merchant account allows you to accept all credit cards, meaning you can sell your nutraceutical products to customers from all over the world. Nonetheless, experienced payment companies. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Credit card companies charge payment processing fees for each ecommerce transaction. Online Gambling Merchant Account. This growing interest has led to a flourishing industry, where businesses must ensure they have efficient merchant account processing systems in place to seamlessly accept credit cards and provide. Medical Service. Choosing an ideal payment gateway for your nutraceutical company whittles down the risks that come with processing. However, these providers do not. Exploring the Link between Nutraceuticals Business Models and High-Risk Merchant Accounts The nutraceutical industry has experienced significant growth in…Finding reliable high risk merchant account providers in USA, providing online credit card processing services can be challenging for nutraceutical merchants. The Challenges of Nutraceutical Credit Card Processing. A high-end reward card will charge a higher fee than a standard, no-rewards card. In fact, it is not uncommon for a nutraceutical merchant to have a chargeback ratio in excess of 2%. It’s really a relatively simple process; first off, choose a merchant account payment processor. Contact us online through our web page or call us toll-free at 1-888-548-5649 today to learn more about our special brand of telemarketing merchant account services and payment gateways. Nutraceutical merchant accounts are a great way for nutraceutical firms to seamlessly accept payments. There are two main reasons for this. It also encompasses intangible goods such as subscription accounts that give clients. TranZlytics offers high risk merchants a Gateway and HUB built from the ground up for high-risk and CNP merchants. . If there were ways to fight aging, promote sexual health or achieve weight loss without surgery or prescriptions, wouldn’t you? This is the premise on which nutraceutical companies operate – that most people want to improve their health, but may not want to undergo medical procedures or take medicines with chemicals they don’t trust. Create a proper label of contents. Payment processing would include credit card processing, debit card processing, and ach payment processing. Selling CBD is perfectly legal in the United States. Get the. Ideal for businesses with a wired internet connection and a traditional storefront, these sales typically have the lowest fraud and chargeback risk and are therefore. Why we like it: Square offers payment services based on a flat-rate processing model without a monthly. Merchant processing would include credit cards, debit cards, gift cards, stored value cards, and high risk ach processing. So what’s the issue? Like many other nutraceutical sub-categories, nootropics are considered a high-risk according to card issuers such as Visa. S. Because of this, we can increase your chance of merchant account approval and promise reliability over the long term. And while they cater mainly to high risk merchants, their services are also available to lower risk businesses looking for trustworthy, seamless. Demand for nutraceutical products shows no signs of slowing down. This becomes a hurdle to many high volume risk. To get a high risk merchant account for your nutraceutical business, you need to apply to ahigh risk merchant services provider that has a bank sponsor relationship that’s willing to accept nutraceutical businesses. Pos Systems. With these requirements in mind, businesses can qualify for a nutraceutical merchant account more quickly by working closely with their payment processor. The Allied payment gateway has an industry-leading 99. Payment processing companies provide merchant accounts easily. A merchant account is a specific type of bank account that allows merchants to accept payments. Merchant Stronghold have its Head quartered in Clearwater, Florida. Even more so, there seems to. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. These. Our experienced staff will determine your specific needs and recommend a solution that meets your specific situation. These businesses need a trusted company like PayKings to provide them with high risk credit card processing. 06 billion (2018) to $49. The state of Texas has specific contract requirements. Your creditworthiness is evaluated to determine your eligibility for a nutraceutical merchant account, considering various risk and market factors. How do I find the best nutraceutical merchant account providers? Start by researching providers online, looking at reviews, and comparing features. We're here to not only provide you with the highest quality payment processing options, but we also want to equip you with the proper tools to guard your merchant account from being pegged with excessive chargebacks as much. Nutraceuticals and supplements aren’t exactly “conventional”. Nutra merchant accounts are in high demand and finding the right high-risk eCommerce merchant account nutraceutical provider is of utmost importance. Male enhancement products are increasing in popularity each year, and the numbers tell the story. Our clients enjoy our feature-packed merchant services including: Streamlined operations with one point of contact dedicated to your needs. When choosing a merchant account provider, one should always be sure to ask the right questions — things such as rates, fees and funding time are all very important. This will ultimately make it harder for a merchant to apply for a high risk merchant account, given their negative credit history. Nonetheless, experienced payment companies. In the United States, about 75% of adults take some form of dietary supplement; 10 percent over the past 10 years, according to the Council for. Step #5: Get Help From the High-Risk Merchant Services Experts. This has led the banking industry to. nutraceutical industry steadily increasing from $34. Because nutraceutical vendors are considered high risk merchants, accepting card payments can be a challenge; but not being able to accept these payment methods will almost certainly stifle the growth potential of the business and. net is a payment gateway company that provides payment processing options for businesses, especially small and independently-owned businesses. 1. 3. It enables nutraceutical merchants to securely process payments for a wide range of dietary supplements, vitamins, herbal products, and other nutraceuticals. PayPal transactions are fast solutions that provide high levels of security and functionality that required various credit card networks including Visa, MasterCard, American. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. To save yourself and your business a headache, you need to locate a high risk merchant account processor. Our goal is to provide transparent pricing, ensuring that you receive excellent value for your payment processing needs. Complete Merchant Services for Nutra Product Retailers. Six steps one should make to open a nutraceutical merchant account: 1. After a merchant loses a merchant account, it is very difficult time for processors to approve another. A high-risk merchant account is a type of bank account designed for businesses considered high-risk by. You will have to wait for 3-5 days for your credit card processing account to be approved. Payment Gateway for Adult Merchants. That leaves your business without a way to take credit card payments, which usually means that your revenue stops. Our 99% approval rate ensures that even the most difficult business types or those with a history of bad credit – will find the best solution for their business. com (EMB). This is where the Nutra merchant account comes into work. PayFasto provides nutraceutical merchant accounts for businesses with the best terms on the market and we ensure you get a bank specializing and understanding high risk industries like credit card processing for nutraceuticals. With regulations on payment processing getting more strict, you will need a solution you can rely on. The nootropics industry is gaining popularity again, and with it, there is a demand for nootropics merchant accounts. These supplements have experienced problems due to their use as a muscle-building steroids. But what happens if your merchant account application keeps getting rejected? Unfortunately, this is a common occurrence for debt collection businesses. Founded in 2012, Easy Pay Direct competes with some of the older merchant account providers available. The statements will display how you collect funds from people. To get a merchant account, one must submit an application with a merchant. First Name. It offers additional functionality beyond payment processing. High-Risk Merchant Accounts are not allocated based on ATV or expected volume. Vape and E-Cig Merchant Accounts. Recently we. From vitamins and minerals to probiotics and sports supplements,. Or Call: 800-993-6300. provide different options where customers can get in touch with you immediately if they are not happy with the products or services. If you sell supplements, diet pills, or any vitamins online, you’ll want a payment processor that keeps your account running. At Fibonatix, we offer comprehensive nutraceutical merchant services that prioritize both the security of transactions and the convenience of your customers. By partnering with Get Payment, nutraceutical business owners can access secure and efficient payment processing solutions that address the challenges associated with the nutraceutical sector. A valid, government-issued ID, such as a driver's license; Either a pre-printed voided check or a bank letter; Three months of your current bank statements Affordable Access To Merchant Accounts For Nutraceutical Businesses High Risk Solutions designs customized merchant account solutions for this industry niche. Business dealing in such products is categorized as high-risk business and most conventional. We will also give you a few tips on how to choose. Moving Broker Merchant Accounts; MOTO; Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801; Apply Today! A nutraceutical merchant account is a specialized payment processing solution designed specifically for businesses operating within the nutraceutical industry. Six steps one should make to open a nutraceutical merchant account: 1. ) Still, the stakes are high for CBD businesses. You can submit at least the last three months of your credit card processing bills. In 2018, seven democratic senators launched legislation to slow down the “revolving door” between major pharmaceutical firms and federal bureaus like the Drug Enforcement Administration (DEA) that control them. Typically the holdback amount with high risk services is bewteen 5 and 10%. The Best Merchant Account for Nutraceutical Businesses . Online Credit Card Processing. com’s expert team can help you receive a merchant account for your online, shopping cart, recurring billing or free trial nutraceutical business in as little as 24 hours. PRODUCTS & SERVICES. Our offshore solutions provide long-term simple solutions to merchants who would otherwise be unable to process credit card and debit card transactions. Get Your E-commerce Merchant Account. Many retail and online merchants use a gateway and its integrated virtual terminal. Contact us by phone or live chat for faster service. While boosting sales is crucial for any business, mitigating risk is equally important, especially in a high-risk industry like nutraceuticals. National Merchants Association. If you’re trying to get an herbal and vitamin merchant account, Zenti can help you get the payment solutions you need for your high-risk business. The best nutraceuticals merchant account. Third is vaping and e-cigarettes. Details On The Nutraceutical Credit Card Processing. You can also include the last three months of bank statements in your business. We take a consultative approach to analyze your situation and determine the best options for your merchant account. Nutraceutical merchant accounts are the ideal solution for online nutrient, dietary supplement, and herbal product manufacturers and retailers looking to grow their business and put the pains of finding high volume processing capacity behind them. All this being said, having the proper card payment processing services for the sales of these products must be done via a high-risk merchant account. Nutraceutical companies often use a nutraceutical payment gateway to intelligently route transactions to multiple credit card processors. For male enhancement. S. Nutraceutical Merchant Account Solutions Made Simple. This article will delve into the intricacies of e-commerce credit card processing for nutraceuticals and explore strategies to navigate payment challenges in. A start up mineral nutraceutical business needs the ability to accept payments for online sales. One unique feature of eMerchantBroker is. Our friendly and skilled representatives are standing by ready to assist you. To make sure that you pass these. Contracts: Maintain written,. They are the equivalent of direct deposit and direct debit in your bank account. Nutraceutical businesses is a business that falls into the “high risk” category as assessed by processing banks. This meteoric growth has propelled the industry into new frontiers, most notably in payment processing. EN. According to recent reports, the Indian nutraceuticals market will probably make to the tune of $10 billion come 2022. Nutraceutical Merchant Accounts: Nutraceuticals provide consumers with continuous monthly product shipments, from weight-loss supplements to energy boosters. The Struggles of Getting a Merchant Account Set-Up in the Nutraceutical and Sports Nutrition Space. Mobile: A mobile merchant account is more portable and allows your company to accept nutraceutical payment through credit card face to face by attaching the swiping machine to your mobile or iPad. Free setup and zero upfront fees. To get a merchant account for your travel agency, you’ll need to follow these steps: . Our friendly and skilled representatives are standing by ready to assist you. In certain situations, we can expedite the setup process in 1 business day. Nutraceutical Merchant Accounts; Tech Support; High Risk Merchant Accounts; Low Cost Credit Card Processing; CBD Merchant Accounts. With a Signature Payments nutraceuticals merchant account, your clients will be able to securely pay using any major credit or debit card — including those issued by Visa®,. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Free application with no obligation. Merchant Account for Nutraceutical Products : In the event, if you are included in Nutraceutical deals, as you know that it can be hard to acquire merchant services for Nutra product sales. 4 billion as of 2015, and is estimated to reach $204. For an instant quote on an Instabill nutraceutical merchant account, call us directly at 1-800-318-2713 or simply click the button to get started. Business dealing in such products is categorized as high-risk business and most conventional banks and merchant processors will not provide services to companies like this. We are able to provide merchants with a traditional high-risk merchant account accept credit cards for terpenes. Here are the top 5 high risk merchants that are mostly likely to process high risk payments. However, without the right merchant processing solution, your customers can become frustrated, and you can lose money through lost businesses. As long as your business has a monthly processing volume of at least $50,000 per month, we can help you get. This prohibition can be for several things, including the owner’s financials or credit background to the sales history, transaction types, or industry that the business operates within. Retail Payments. With a high average sale amount, the more “risk” there is to the processor in the event of charge backs. This typically includes major card networks like Visa, Mastercard, and American Express. Even if you have been previously rejected by other credit card processors or have a bad credit score and. A nutraceutical merchant account is a custom-made bank account for businesses in the nutra space. Nutra products range from oral supplements to teas, tinctures and salves. A bad credit merchant account is a specialized payment processing solution designed specifically for businesses with poor. In this article, we focus on that, analyzing what a nutraceutical merchant account is. It provides credit card processing services for businesses of all sizes. We at EMB, or eMerchantBroker. The MasterCard 3D Secure code is only for one-time use and is only. Nutraceutical merchants require high volume processing capacity to accommodate growth. Easy Pay Direct offers top tier merchant account services with outstanding customer support. How to Find Your Merchant ID Number. Voted the #1 High Risk Merchant Services Provider in 2015, and 2016. accounts for nutra businesses to be considered high risk by banks and regulatory bodies. Because credit card processors may not approve your application unless you can provide proof that your products are sourced from a GMP-certified manufacturer. CBD Sales and Payment Processing If your nutraceutical business includes CBD products, you are likely aware of the added complexities in the industry. Applying for online credit card processing account is a straight-forward process. Applying for a Credit Merchant Account even with Bad Credit. Nutraceutical Merchant Account. Just because nutraceutical businesses are considered high risk doesn’t mean they should be subjected to high merchant account fees. The label “ high risk A merchant that is considered a high risk based upon the credit,. We can provide your business the ability to accept credit cards with one of our merchant account providers. Menu and widgetsWe specialize in Credit Card Processing and ACH Payment merchant services for the Nutraceutical industry. Get Payment specializes in offering high risk nutraceutical merchant accounts, tailored to meet the unique needs of businesses in this industry. The list includes solutions and best practices on how to get accepted for a merchant account. But unusually high numbers of merchants are being declined for merchant accounts in their quest to accept credit card orders online. Depending on the business’ industry, the history of the business or its owner, these can affect a merchant requires a high-risk merchant account in order to operate. Merchant accounts provide entrepreneurs and individuals alike the ability to generate revenue using their own website or preferred eCommerce solution. Contact us to learn more about our services or start the application process today. 9 billion. So, merchants in this industry need to find a way to obtain one. After convincing people to buy dietary supplements and herbal products online, nutraceutical merchant accounts rely heavily on front-end payment gateway technology when accepting credit and debit cards for their sales. what is a high risk merchant account. A payment gateway is an Internet application offered by merchant services providers for use to authorize high-risk credit card and debit card payment transactions. Now customers can set up recurring/subscription billing where they automatically pay at a specific time (usually on a monthly basis) through the use of credit cards, electronic checks, debit cards, ACH and direct deposits. To get a merchant account, one must submit an application with a merchant account provider. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. In fact, many banks have. While traditional banks view companies in this sector as high risk, with a nutraceutical. As a global leader in providing references for nutraceutical businesses to obtain merchant account services, MerchantNegotiators. Nutraceutical businesses can enjoy fast approvals, low processing fees, and reliable. Here are the main benefits to you. Hospitality;Credit Repair Merchant Account; Debt Relief Merchant Accounts;. High risk nutraceutical merchant accounts are in high demand for payment processing. Merchant Account for Nutraceutical Products : In the event, if you are included in Nutraceutical deals, as you know that it can be hard to acquire merchant services for Nutra product sales. It is an anti-fraud security feature to help verify that you are in possession of your credit card. If you sell supplements, diet pills, or any. With a high average sale amount, the more “risk” there is to the processor in the event of charge backs. Membership & Recurring Billing With a high-risk merchant account, you can confidently promote your nutraceutical products, services, and subscriptions, without jeopardizing. Without a mer. Nutraceutical products (commonly known as Nutra products) have formed a billion dollar market. Higher sales projections, lower credit scores, and inadequate financial standing may increase credit risk. Plus, we offer a wide range of automated billing and. Consider factors like rates, customer service, experience in the nutraceutical industry, and their ability to handle the unique needs of your business. Host Merchant Services: Best for large high-risk businesses. The nutraceutical industry is risky for most banks. The nutraceutical industry, or “nutra” industry brings in a yearly revenue totaling roughly $181. ACH payments provide a secure and reliable method of transferring funds electronically between bank accounts. APPLY NOW 866. Explore how high-risk merchant accounts are transforming the nutraceutical industry. Are you looking for a Merchant Account to process payments for your online nutraceutical business? Merchant accounts for Nutraceutical businesses are not easy to get. This implies the. Get a secure Nutraceutical Merchant Account with QuadraPay. This fundamental and essential component is critical to the success of the vacation club industry. Credit Score: If you are applying for a high risk merchant account for the first time, you might be asked to disclose your credit score and credit history. Many herbal payment processors might offer kratom credit card processing services however, kratom is a prohibited product by the card networks. CVV stands for “card verification value,” which serves as an additional security feature when you’re making “card-not-present” purchases, like over the internet or phone. International nutraceutical merchant accounts are approved 7-14 days after the application file has been received. A government-issued ID like a state-issued driver’s license. Essential Services Menu Toggle. The ACH network is a system that facilitates electronic transfers between bank accounts in the United States. will be your last nutraceutical merchant account provider. PayDiverse offers CBD payment processing at the lowest industry rates & has multiple banks that accept CBD merchant accounts. Power Your Business With Nutraceutical Merchant Accounts and Payments From MID Kingz Solutions — Easy, Reliable, and Secure. In thisUSABancard is leading the industry for payments companies who are considered to be a high risk nutraceutical merchant account provider. We know you’ve probably thought that, though, which is why you should switch to a high-risk nutraceutical merchant account, but more on that later. The flawless solution for High-Risk BusinessesMerchant Services. Soar Payments: Best for. Nutraceutical Merchant Account. SecureGlobalPay can assist with High-Risk Merchant Accounts for Nutra, Diet Programs, Weight Loss Supplements, and all Nutraceutical Related Businesses. Many of these merchants are categorized as Software As A Service or SAAS companies, which can include other industries that operate using a customer subscription model. In certain situations, we can expedite the setup process in 1 business day. Merchant bankruptcy is also a factor in why the nutraceutical industry is often viewed in a negative light. ACH. An online or retail business can get started with a. Nutraceutical Merchant Accounts 2018. Check out our nutraceutical merchant accounts today and. 25. Typically, a merchant account is used for credit card processing and eCheck processing, but can be used for a variety of payment processing needs. These products include dietary supplements, weight-loss aids, colon cleansers, skin care products and anti-aging products. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. 9 billion. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Fast approvals and easy integrations, start today!. A chargeback ratio of less than 2% We also ask that online businesses have a fully secure and functional website before they apply for a merchant account with us. An ACH merchant account allows. Nutraceutical products (commonly known as Nutra products) have formed a billion dollar market. See moreApply for a Nutraceutical Merchant Account to Accept Credit Cards. The 15% of American adults who have used weight loss supplements spend $2 billion per year on Diet Programs and Weight Loss Supplements. These providers often have experience working with companies in the industry and can offer tailored solutions to help manage risk. Easy. This alert system helps keep. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them securely. We provide a variety of payment methods, including high risk credit card processing, ACH, high risk echeck processing, and ecommerce bank transfers. Payment processors that accept alcohol businesses will have additional guidelines for the merchants to complete prior to account approvals. , is opening his/her doors to the world. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. This surge has nurtured a thriving industry, where businesses must adopt robust merchant account processing systems to seamlessly accept credit cards and offer customers convenient payment choices. First, the industry is regulated. But. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. To get a nutraceutical merchant account, an online application is the quickest way to an approval. When you add secure online payments with bank transfers to your checkout page, you expand your sales, protect your customers, and increase your profits. 06 billion ). They’re so well-established in fact that they work with over 60,000 merchants. 9% CAGR and an estimated $5 billion USD growth between 2016 and 2024 (up to $6. The list includes. According to a recent report, the Global Nutraceutical Market was valued at $382. The most common tier one payment processors on the market include Square, Stripe, and Braintree. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. First, on the high risk merchant list is nutraceuticals. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. PaymentCloud rates as a reliable merchant account provider due to its clean complaint. Common Types of Nutraceuticals. This will allow customers. This labeling has made applying for and approving a merchant account difficult. 7650 South McClintock Dr #103-437 Tempe, AZ 85284 1-888-405. 3. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. B. Call us Toll Free (866) 509-7199. Traditional financial institutions may be wary of the industry's high-risk label, making it essential to seek out merchant accounts specifically tailored to the needs of nutraceutical e-commerce. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments.